Dynamic Allocator · Updated Monthly
How much should you invest this month?
Got spare cash to invest? Our monthly signal tells you what percentage to put in this month — based on 6 market checks. Not a tip. Just math.
Current Signal · May 2026
Deploy 40%
Of your available lump sum, deploy 60% into equities this month. The remaining 40% stays in liquid/debt until the model upgrades.
How to use this signal
You have ₹10 lakh of investable surplus sitting in savings.
Signal says Deploy 60% → invest ₹6 lakh now.
Keep ₹4 lakh in liquid fund. Wait for next month's signal.
Works with mutual funds, stocks, or BossInvestor portfolios.
Historical Allocation Signals
| Month | Signal | Action | Context |
|---|---|---|---|
| Nov 2025 | Reduce 10% | Sell 10% of equity holdings | Nifty near highs. 5 of 6 signals bearish. |
| Dec 2025 | Reduce 10% | Sell another 10% | Valuations stretched. VIX rising. |
| Jan 2026 | Hold | No new deployment. Wait. | Correction underway. Signals not yet bullish. Nifty fell 14%. |
| Feb 2026 | Deploy 20% | Deploy 20% of available surplus | Partial recovery signal. Breadth beginning to turn. |
| Mar 2026 | Deploy 60% | Deploy 60% of available surplus | 5 of 6 signals bullish. VIX at 13.4. Recovery confirmed. |
| April 2026 | Deploy 50% | Deploy 50% of available surplus | Recovery in progress. |
| May 2026 ● CURRENT | Deploy 40% | Deploy 40% of available surplus | Weak recovery, markets are not very expensive. |
Model output only · Not a personalised recommendation · Past signals do not guarantee future results · SEBI INH000024143
What drives the signal — 6 inputs
Buffett Indicator
Market cap / GDP ratio. Signals overvaluation when above 1.1×.
CAPE Ratio
Cyclically adjusted P/E. India-specific threshold above 25.
India VIX
Fear gauge. Stress threshold: 35. Current: 13.4 — low.
Price Momentum
Nifty vs SMA20 and SMA200. Breadth across 1,500+ stocks.
FII / DII Sentiment
Net institutional flows. Persistent FII selling = bearish signal.
Global Macro
US Fed rate trajectory, dollar index, EM risk-on/off signal.
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